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COTA Submissions

Submissions are part of the advocacy process to encourage change. To ensure submissions are effective, fact based and include engagement with older Australians, we often request community participation.

Recent submissions are available here. If you would like to ensure your voice is heard or want to contribute to a conversation, visit the Take Action page.

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Supplementary submission on the Private Health Insurance Amendment (Modernising the Private Health Insurance Rebate) Bill 2026

COTA Australia’s supplementary submission to the Senate Community Affairs Legislation Committee strengthens our call not to proceed with removing the additional age-based private health insurance rebate.

Submission on the Aged Care Legislation Amendment (Aboriginal and Torres Strait Islander Aged Care Commissioner and Other Measures) Bill 2026

COTA Australia broadly supports the Aged Care Legislation Amendment (Aboriginal and Torres Strait Islander Aged Care Commissioner and Other Measures) Bill 2026, including establishing a statutory Aboriginal and Torres Strait Islander Aged Care Commissioner and making temporary aged care system modifications permanent.

Submission on the Private Health Insurance Amendment (Modernising the Private Health Insurance Rebate) Bill 2026

COTA Australia's submission to the Senate Community Affairs Legislation Committee argues that removing the age-based private health insurance rebate would deepen an existing structural healthcare inequity, as well as make private health insurance unaffordable for most older Australians.

Submission to the Senate Community Affairs References Committee inquiry into the Support at Home Program

COTA Australia’s submission to the Senate Community Affairs References Committee inquiry into the Support at Home Program supports the program’s rights-based objectives, but argues it is not yet reliably delivering timely, affordable and person-centred support for older Australians.

Submission to the Department of Employment and Workplace Relations on Shaping the Future of Employment Services

COTA Australia's submission argues that mature-age jobseekers, and older women returning to work after caring responsibilities in particular, must be designed into the new employment services system from the outset, not treated as an afterthought.

Submission to the Department of Health, Disability and Ageing on Fee Transparency in Health Care

COTA Australia's submission argues that fee transparency, including informed financial consent, must be a legally enforceable consumer right, with older Australians facing acute risk from unexpected medical costs and split billing practices.

Submission to the Second Action Plan (National Plan to End Violence against Women and Children 2022–2032)

COTA Australia's submission argues that violence against older women is a lifelong, gendered issue, not simply 'elder abuse', and calls for safe housing, financial support and trauma informed navigators to help older women reach safety.

Joint Submission on the Redrafted General Insurance Code of Practice

COTA Australia supports a strong and enforceable General Insurance Code of Practice but is concerned the proposed redraft weakens existing commitments and places too many important consumer protections in unenforceable guidance.

Submission on the proposed National Electricity Amendment (Facilitating electric vehicle charging infrastructure under Commonwealth grants) Rule 2026

We support the rollout of electric vehicle charging infrastructure across Australia, but we have concerns about who will pay for it. Our submission to the Australian Energy Market Commission argues that the energy transition must be fair and affordable for all Australians, not just those who can afford an electric vehicle.

Submission to Australian Treasury consultation on Strengthening the Superannuation Performance Test

COTA Australia supports strengthening and expanding the superannuation performance test to improve transparency, accountability and consumer outcomes, particularly for older Australians and retirees. 

COTA Australia Submission to the Senate Inquiry into the Treasury Laws Amendment Bill 2026 and the Income Tax Rates Amendment Bill 2026

COTA Australia makes five key recommendations. Overall, COTA Australia supports the inquiry’s focus on improving tax fairness while emphasising the need to balance intergenerational equity with retirement security, confidence and practical transition arrangements.

COTA Australia submission to the Senate Select Committee Inquiry on Intergenerational Housing inequity

In the submission we raise some concern that the current media and policy debate on housing, risks intergenerational conflict rather than solidarity.
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